Your Address & Van Insurance

Your home Address is a very important factor to your van insurance company for many different reasons. Firstly, you will tend to find more vehicles on the road in built up areas. As a result, your van insurance company will probably perceive that you are more likely to be involved in an accident whilst on these roads. There is also a greater risk that your vehicle will be hit by another driver. This could cause a problem for your van insurance company as if you were to be hit by an uninsured driver then they would be liable to pay for any claims. Your address is also considered when assessing the potential theft risk. Every town will have areas that are considered higher risk than others by van insurance companies. What could be considered a lower risk part of town for household insurance may actually prove to be a higher risk from a van insurance point of view.