How important your Previous Van Claims History

Van insurers will always want to know your claim history from a period between 3 and 5 years. This includes all claims and incidents, regardless of fault and including theft. Some van insurers have statistics that prove that drivers who have had a fault claim in the last 3 years are more likely to be involved in a fault claim in the future. In addition, some van insurers can also provide statistics that show people who have had a non-fault claim in the past are more likely to be involved in a claim in the future. One thing to remember is that some van insurers have access to databases that will cross reference your details with a claims database when you take out a policy. If you have not provided correct information, then your new van insurer may well ask you to pay an additional premium or may cancel your policy.